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Dispelling Refinancing Myths

“Refinancing” is a scary word for many people, but that shouldn’t be the case for you. For many homeowners, refinancing can not only lower your monthly payments, and help with your monthly budget, but it can save you thousands of dollars in the long run. You’re not too late! For years now, we have been […]

Difference Between Short Sale and Foreclosure

As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. A short […]

PITI?

Have you been looking at homes on the market and have come across the acronym PITI? What does this mean? P stands for principal, I stands for interest, T stands for taxes, and I stands for insurance. Understanding this acronym is vital to the importance on the house you are able to comfortably afford. (P) […]