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PITI?

Have you been looking at homes on the market and have come across the acronym PITI? What does this mean? P stands for principal, I stands for interest, T stands for taxes, and I stands for insurance. Understanding this acronym is vital to the importance on the house you are able to comfortably afford. (P) […]

How do I buy a home?

To anyone who is considering buying a home, the first simple step you must take is to get prequalified by either a referral from your realtor you choose or a lender of choice. Pre qualification by a lender will give a ballpark of the amount of mortgage you can afford each month. Your income, debt, […]

Selling Your First Home? Avoid These Common Mistakes.

If you are selling your first home you will want to keep in mind a few things to make it an easier, less stressful, and more profitable experience. Always, always, always hire a knowledgeable real estate professional to help in this process. I cannot stress this enough. When selling your home you never want to […]

Purchasing a foreclosure?

The inventory for a foreclosed property is very limited and you can possibly be waiting for one to come along that catches your eye. If you do end up finding just the one in the location and condition you desire, it can be a lot less expensive than a normal sale. There are four different […]

Easy improvements that increase your homes value.

If you are ever looking to increase the value of your home but are unsure what home improvement to make, my recommendation to you is curb appeal!! Curb appeal projects can vary from windows, doors, siding, inviting front porch and greenery. These kinds of improvements lead to a higher return on investment than interior improvements. […]

What is a Purchase Contract Contingency?

As a buyer you reach a point where you have to make an offer on a home. The offer will be presented in the form of a purchase agreement. This contract is one of the most vital documents you will encounter during the home buying process. A contingency is a future event or circumstance that […]

When Do I Get My Keys?

When Do I Get My Keys?

After signing wait until your realtor gets the email from title company saying we are “on record “! This happens after funding. And no exceptions. Keys are not to be released until that happens! We can not release keys before because the home technically still belongs to the seller and there is to much liability. […]

Home Warranty?

Getting a home warranty is very important! A home warranty is a usually one-year service agreement that covers the repair or replacement of many major home system components and appliances that typically breakdown over time due to normal wear and tear. If you received an inspection back from a property with a old a/c to […]

Whats a Pest Inspection?

Also called a termite inspection, this visual inspection is conducted by a licensed professional hired to look for signs of infestation or damage to a structure by wood-destroying pests. Pest inspectors look for: Wood-destroying pests, such as termites, carpenter ants, rot fungus and wood-infesting beetles and DRY ROT! Its very important to get a pest […]

Whats an EMD?

When you have been searching so hard to find that right home and finally! You did it and your realtor says……. “how much money do you want to put down as an EMD”. Your like…. “What?” We run across that a lot Realtors don’t explain to their clients what EMDs are. For the record and […]